Before we collect, use, or disclose your personal information we will obtain your consent to the purposes that we ordinarily use this information for to provide you service.

We will obtain your consent in writing when you become a credit union member, or if we need information for a new purpose.

If you are currently a member we may possess personal information about you that we collected prior to implementation of our Privacy Code, for which we do not have your express consent to use. We will continue to use that information for the purposes listed in this brochure, unless you ask us to stop using information for a specified purpose.

From time to time we may also rely on your implied consent to collect, use or disclose personal information, but we will only do this is in cases where it is reasonable to assume your consent in connection with a service you are using.

We do not sell your personal information to third parties, or use it in any way we have not disclosed to you.